Did you know that the government has made it a requirement that the three main credit reporting agencies provide you a free credit report? You are allowed one free report per year. The report will be from all three agencies (Equifax, Transunion, and Experian.) There is only one site to visit to get this all encompassing credit report. Take note that it is expected that many spammers and scam artists will take advantage of this fact and try to get you to put personal info into other sites, so be careful.